"By enrolling in what we’re calling these marketplaces, you become part of a big group plan -- as if you were working for a big employer -- a statewide group plan that spreads risk between sick people and healthy people, between young and old, and then bargains on your behalf for the best deal on health care. What we’ve done is essentially create a competition where there wasn’t competition before. We created these big group plans, and now insurers are really interested in getting your business. And so insurers have created new health care plans with more choices to be made available through these marketplaces," said Obama during the address.
Janice Baker, the first person in the state of Delaware to enroll in a new plan, joined President Obama at the White House Monday.
"I was able to find a policy I am thrilled with, saving $150 a month, and much lower deductibles than my previous policy that I held through my small business," said Baker.
Uninsured Americans have until March 1 to enroll in an insurance plan of their choice or face a penalty. Adriana Guida from Massachusetts is worried that the enrollment process is too long and complicated.
"It's difficult when the government says you have to do something or else they are going to penalize you for it, and then you can't do the things you need to do. For me that doesn't work," said Guida.
Guida said that she has spent more than an hour on the phone to finalize the application process, and that she now has to wait to see what low-cost insurance plans will be available to her.
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2013-11-25
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2013-11-25