We dreamed of visiting the pyramids of Egypt, surfing off the Hawaiian coast, dining at a Parisian café, drinking espresso in Rome, trekking through the rainforest, and so much more. Sadly, many of us never made these journeys and the opportunity passed us by.
我们梦想过去埃及看金字塔,在夏威夷海边冲浪,在巴黎的咖啡馆共进晚餐,在罗马品尝香浓的咖啡,徒步穿越热带雨林等等诸如此类的计划。可悲的是,大部分人都没有付诸行动,只是看着机会白白溜走。
2. Investing early
早投资
How many times have we kicked ourselves for not starting our 401Ks,in our twenties, for not putting our excess cash in long term investments, for not investing in our future early. No matter how much we try, we can never get back the head start that we missed. Playing catch up in our 40’s and 50’s is very difficult.
多少次回想我们都恨不得踢自己一脚:为什么不在20来岁就开始401K(小编注:美国的一种养老金制度)计划,为什么没有将多余的现金用于长期投资,为什么没有早早的为我们未来投资。不管我们再怎么努力,错过的时光都不会重来了。等到我们四五十岁的时候再奋起直追已为时已晚了。
3. Being more responsible with spending
更合理的安排支出
In order to invest in our retirement or save for that down payment, we would have needed to make wiser financial spending choices. Things like buying or holding on to that perfectly reliable used car, instead of splurging on the new model…because we could, eating out less and saving for a house instead, buying fewer shoes and purses and clothes and paying off student loans sooner. So many saving opportunities lost, money spent on tangible things, instead of on the future.
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2020-09-15
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