MICHAEL FERRARI: “For example, I’m saving up for a vacation. I want to save five thousand dollars. I want to meet this goal in three years. SmartyPig will actually calculate how much money you need to allocate every month. You don’t have to move from your existing bank, we’ll actually go in and withdraw those funds on the day you specify every month and we’ll put them into your SmartyPig account, where they’ll actually accrue interest, as well.”
Mister Ferrari says his website also enables outsiders to add money to the accounts of its users.
MICHAEL FERRARI: “Perhaps maybe a holiday is coming up or your birthday is coming up, and rather than getting a gift, your friends, your family can actually contribute to any of your SmartyPig goals.”
Twenty-two-year-old Khang Nguyen is studying civil engineering in college. He likes being able to share his saving goals with his online community.
KHANG NGUYEN: “I think it’s actually a good thing that they are able to see it. Like, a bunch of my friends after they found out, you know, about what I do, they always come ask me for financial advice.”
A growing number of young people have shown an interest in online banking sites like SmartyPig. They say they like the ease of operation and services the sites offer. These personal finance websites offer tools that help users follow their spending, set up a budget, and combine their investments. And they all involve social media, which interests young adults who are already at ease about sharing their personal information online.
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2013-11-25
2013-11-25
2013-11-25
2013-11-25
2013-11-25
2013-11-25