Websites Show Young People How to Save
07 September 2011
Engineering major Khang Nguyen, 22, checks his SmartyPig savings account
This is the VOA Special English Education Report.
Young people are perhaps better-known for spending money than saving it. But some new banking websites are seeking to change that. These websites offer young people the information and tools they need to watch over their money. The websites also let the users share their financial experiences with other young people.
Nineteen-year-old Alix Scott has been working at a store this summer. She is saving money to pay for college next year.
ALIX SCOTT: “I have to save for all my college money because my parents, they can’t afford to co-sign on loans. So, I have to rely on my own savings.”
But instead of putting her money in a local bank, Miz Scott began using SmartyPig, a web-based banking service.
ALIX SCOTT: “When I do that, I overcome the impulses to just spend the money.”
Michael Ferrari developed SmartyPig with a friend in two thousand seven.
MICHAEL FERRARI: “SmartyPig is really all about helping people save for very specific financial goals. So that could be a wedding, a vacation, an I-phone.”
Mister Ferrari says SmartyPig opened after he started a college savings account for his new baby. He says that experience helped him realize the power of saving for a specific goal. Helping other savers pay attention to their goals is the idea behind his on-line company.
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