2. Corporate defined benefit programmes will come to an end primarily because________.
A. most companies are not so healthy as IBM
B. it can help companies relieve their pension obligations
C. millions of Americans have opened their individual accounts for years
D. more factors should be taken into consideration for a healthy pension plan
3. If one is to assume more financial responsibility, he should have more knowledge about_____.
A. risk diversification
B. basic financial concepts
C. how much he pays to use credit
D. the fluctuation in value of his investment
4. It can be inferred from the text that________.
A. even professionals are short of financial information
B. personal saving rates will no doubt increase remarkably
C. professionals are usually better prepared for their retirement
D. there will be less personal bankruptcies in both America and Britain
5. The main idea of this text is that_________.
A. most people are very ignorant about investment
B. individuals should have more choices and responsibility
C. individuals should be better prepared for their retirement
D. government should provide official financial-information
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