Storms are common this time of year in Bangladesh, as are boating accidents Ferry disasters take away hundreds of lives every year in a nation of 130 million people Officials blame these river accidents on a lack of safety measures, too many passengers in boats and not enough checks on weather conditions Ferries are a common means of transport in Bangladesh It is a country covered by about 230 rivers Some 20,000 ferries use the nations waterways , one year later youll still have the same amount of money you put in If you put your money in a savings account, one year later, youll have more money than you put in
Why?
When you keep your money in a bank, your money earns interest. Interest is the amount of money a bank pays you to use your money y The bank uses your money to loan money to people and businesses
The bank will send you a statement several times a year A bank statement tells you how much money there is in your account It also tells you how much interest you have earned If you leave your money in the bank, you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD If you have some money that you dont need to use for a long time, this is a good way to make your money grow
You can buy a CD at a bank You agree not to use the money for a certain period of time That period might be from six months to five years You cant touch your money during that time If you do, you must pay a penalty, or fee
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