On the other hand, getting student heath insurance in the country where you will study might allow you to only pay a certain percentage of the medical cost at the time of service and thus you dont have to have sufficient cash to pay the entire bill at once. Whatever you decide, obtaining some form of health insurance is something you should consider before you go overseas. You shouldnt wait until you are sick with major medical bills to pay off.

　　Questions 33-35 are based on the passage you have just heard.

　　33. Why does the speaker advice overseas students to buy health insurance?

　　34. What is the drawback of students buying international travel insurance?

　　35. What does the speaker say about students getting health insurance in the country where they will study?

　　33. C) Itll protect them from possible financial crises.

　　34. A) They cant immediately get back the money paid for their medical cost.

　　35. B) They neednt pay the entire medical bill at once.

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