Even if you can find a place you want to buy, you still have to raise the money for it. Unless youve won the football pools, you can forget about paying cash; its a mortgage for you, £4,000 down and £75 a month for the rest of your life, if you can find a building society which will trust you enough to lend you the money. Of course, the house isnt yours; if you cant keep up the repayments, the building society can take it away from you.
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