15. How much can a person save by retirement if he gives up his pack-a-day habit?
[A] $190,000.
[B] $330,000.
[C] $500,000.
[D] $1,000,000.
16. What should one do before paying monthly bills, if he wants to accumulate wealth?
[A] Invest into a mutual fund.
[B] Use the discount tickets.
[C] Quit his eating-out habit.
[D] Use only paper bills and save coins.
Questions 17-20 are based on an interview with Herbert A. Glieberman, a domestic-relations lawyer. You now have 20 seconds to read Questions 17-20.
17. Which word best describes the lawyers prediction of the change in divorce rate?
[A] Fall
[B] Rise
[C] V-shape
[D] Zigzag
18. What do people nowadays desire to do concerning their marriage?
[A] To embrace changes of thought.
[B] To adapt to the disintegrated family life.
[C] To return to the practice in the 60s and 70s.
[D] To create stability in their lives.
19. Why did some people choose not to divorce 20 years ago?
[A] They feared the complicated procedures.
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