[B] attractthe readers attention by presenting an interesting phenomenon

　　[C] makepeople realize the graveness of the issue by showing a similar case

　　[D] make thepassage more vivid by imparting new knowledge to readers

　　2. Rises inthe charge-off and delinquency rate indicate _____.

　　[A] thedeterioration of the subprime mortgage

　　[B] theinadequate ability of card borrowers

　　[C] theinfluence of the technical factors

　　[D] thechange in relevant laws

　　3. Accordingto the third paragraph, the number of bankruptcy fillings would be rising againbecause_____.

　　[A] there isa change in Americas personal-bankruptcy laws

　　[B] thecharge-offs and delinquencies are still low

　　[C] theinfluence of the personal-bankruptcy laws has been digested

　　[D] theoverall conditions for borrowers are getting worse

　　4. Thesubprime-mortgage crisis influnces the credit-card market in that_____.

　　[A] the fallof asset values affects the card borrowers creditworthiness

　　[B] thedecrease in the mortgage payment leads to the rises of the card debt

　　[C] thedrying up of the home-equity loans spur consumers incectives to repay the card debt

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