2015考研英语阅读日本银行援助欧洲_大学英语阅读

2015考研英语阅读日本银行援助欧洲

　　这些大型银行中，有些在5月15日的报告中展示其在上一财政年度收益剧增，并吹嘘自己购买废弃欧洲资产及在亚洲发放新鲜贷款的能力。这些收益极大地反映出日本政府公债的重要作用，但外事活动也的确有所帮助。Takamiya先生指出，三菱集团最大的银行拥有的海外资产产生的收益占总收益的2.5%，相比之下，国内资产的收益只有1.5%。

　　There are, however, some impediments to growing further in Asia, and especially to catchingup with Western competitors such as HSBC and Citigroup. Firstly, although the mega-bankshave huge depositsMUFG has the second-biggest stash in the worldthey lackmatching-currency funding to make non-yen loans, and are thinking only gingerly aboutspreading branch networks across Asia, analysts say.

　　然而，日本大型银行在亚洲的发展道路会遭遇一些阻碍，尤其是想要赶上其西方竞争对手。首先，据有关人士分析，虽然这些大型银行有巨额的存款MUFG储蓄量为世界第二，但他们缺少货币配对基金来提供非日元贷款;而且对于在亚洲扩展分支网络一事，他们表现得小心翼翼。

　　Secondly, their ambitions to be more innovative are modest for now. Rival bankers snortthat Japan s lending is pure balance-sheet, meaning they make large syndicated andproject-finance loans that are often long-term and low-margin. They lack the moresophisticated and lucrative cash-management, foreign-exchange and other services ofWestern peers.