And， Ferrari says， the site also allows depositors to get outside help.

　　Perhaps a holiday or a birthday is coming up. Rather than getting a gift， your friends and family can actually contribute to any of your SmartyPig goals 。

　　Sharing savings goals online

　　Twenty-two-year-old civil engineering major Khang Nguyen likes being able to share his saving goals with his online community.

　　I think its actually a good thing that they are able to see it， Nguyen says. Like， you know a bunch of my friends after they find out about what I do， they always come ask me for financial advice.

　　Online banking sites like SmartyPig are attracting a growing number of young depositors， who like the convenience and services. These personal finance websites offer a variety of money management tools which help users track their spending， set up a budget and consolidate their accounts.

　　And they all have a social media aspect， which appeals to young adults who are already comfortable sharing their personal information online.

　　There are all kinds of individuals out there who have their own blogs who are talking about money， creating videos， making info graphics and are talking about money. You just see personal finances information in places that you wouldnt expect， says Janet Stauble， spokesperson for the personal finance website， bankrate.com.

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