英语六级阅读辅导之管理网站服务年轻人
Young people who are often better known for impulsive spending than for saving money.
The websites offer information and tools to help clients become better money managers and to share their financial experiences with other young people.
Alix Scott, 19, is working at a store this summer, saving money to pay for college next year.
I have to save for all my college money because my parents, they cant afford to co-sign on loans, she says. So, I have to rely on my own savings.
Online piggy bank您看到来自www.233.com的资讯
But rather than put her money in a local bank, Scott opened an account on SmartyPig, a web-based banking service.
When I do that, I overcome the impulses to just spend the money, she says.
Michael Ferrari founded SmartyPig with a friend in 2007. After starting a college account for his new baby, Ferrari says he realized the power of saving for a specific goal. Helping other savers stay focused on their goals is the idea behind his online piggy bank.
SmartyPig is really all about helping people to save for specific financial goals. It can be a wedding, a vacation, an i-Phone, he says.
Ferrari explains how PigySmart works.
For example, Im saving for a vacation, he says. I want to save $5,000. I want to meet this goal in three years. SmartyPig will actually calculate how much money you need to allocate every month. You dont have to move it from your existing bank. Well actually go in and withdraw those funds on the day you specify every month and we put it into your SmartyPig account, where theyll actually accrue interest, as well.
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