Who do you turn to when youre strapped for cash? Its normal to ask a friend for help. But, mixing finances and friendship can foil a friendship if you arent sure you can pay back what you borrow. To ensure you and your friend are on the same page you need to create a paper trail that explains what youre borrowing, for how long and how you will pay it back.
当你资金紧缺的时候你会向谁求救?通常会求救于朋友。但是,如果你不确定什么时候能还清钱,将金钱和友谊混合起来就会破坏朋友之间的友谊。为了确保你和你的朋友达成共识,必须作出书面记录说清楚你借的是什么,要借多久和如何归还。
1 Tell your friends exactly why you need to borrow money. You can draft a letter explaining how the money will be used and what you intend to get out of the temporary loan. This may help ease your friends concerns about lending money to you.
1.告诉你朋友借钱的确切原因。你可以写封信说明这笔钱怎么用,你要怎么走出这种临时贷款的局面。这样可以使借钱给你的朋友减轻担忧
2 Ask for an exact amount of money from your friends without taking additional funds. Your friends likely do not have the same financial holdings as a bank that can offer loans to cover emergency contingencies. Determine the right amount to borrow and indicate how you arrived at the figure.
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