Most Americans stop working at age sixty-five or seventy and retire. Because work is such an important part of life in this culture, retirement can be very difficult. Retirees often feel that they are useless and unproductive. Of course, some people are happy to retire; but leaving ones job, whatever it is a difficult change, even for those who look forward to retiring. Many retirees do not know how to use their time or they feel lost without jobs.
Retirement can also bring financial problems. Many people rely on Social Security checks every month. During their working years, employees contribute a certain percentage of their salaries to the government. When people retire, they receive this money as income. These checks do not provide enough money to live on, however, because prices are increasing very rapidly. Senior citizens, those over sixty-five, have to have savings in the bank or other retirement plans to make ends meet. The rate of inflation is forcing prices higher each year; Social Security checks alone cannot cover Medicare and welfare but many senior citizens have to change their lifestyles after retirement. They have to spend carefully to be sure that they can afford to but food, fuel, and other necessities.
Of course, many senior citizens are happy with retirement. They have time to spend with their families or to enjoy their hobbies. Some continue to work part time; others do volunteer work. Some, like those in the Retired Business Executives Association, even help young people to get started in new business. Many retired citizens also belong to Golden Age groups. These organizations plan trips and social events. There are many opportunities for retirees.
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