点评：环境问题也是四级作文命题重点话题之一。大学英语四级考试曾经考过Make our Cities Greener.近年来，全球气候异常，造成许多自然灾害的频繁，保护环境刻不容缓，已成为全社会乃至全人类共同关注的热点。

　　12月英语四级考前密押作文十四：信用卡的利弊

　　Directions: For this part, you are allowed 30 minutes to write a short essay on the topic of

　　Credit Cards. You should write at least 120 words following the outline given below in Chinese:

　　1. 越来越多的人使用信用卡， 信用卡有哪些好处

　　2. 信用卡的弊端

　　3. 你自己的观点

　　Credit Cards

　　Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as plastic money, are being offered on very good terms to encourage the change. Consumers will be able to buy now, pay later, and many see this as an advantage.

　　But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

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