点评:本预测题为社会热点话题。近年来大学生就业难日益成为各级政府及社会各方面关注的焦点,媒体也广泛报道了大学生就业形势严峻,呼吁全社会共同努力;此外,该预测题也与大学生就业密切相关,也是英语四级作文选题重点之一。
范文三:
Credit Cards
1.越来越多的人使用信用卡 2.信用卡的弊端 3.信用卡有哪些好处
可参考[对比选择型模板]
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as plastic money, are being offered on very good terms to encourage the change. Consumers will be able to buy now, pay later, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, wisely used credit cards can improve the quality of peoples lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
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