A pay interest to the bank．

　　B close your account

　　C open a new account．

　　D pay a penalty or fee．

　　40 The wordtouch in paragraph 7 could be best replaced by

　　A deposit.

　　B lend.

　　C use.

　　D cash.

　　第三篇

　　Exercise Lowers EmployersHealth Costs

　　Companies can save millions in health-care costs simply by encouraging their employees to exercise a little bit，researchers reported on Friday

　　They said obese(肥胖的)employees had higher health。care costs，but lowered those expenses by exercising just a couple of times a weekwithout even losing any weight.

　　Feifei Wang and colleagues at the University of Michigan studied 23，500 workers at General Motors．

　　They estimated that getting the most sedentary(惯于久坐的)obese workers to exercise would have saved about$790,000 a year．or about 15 percent of healthcare costs for the whole group Companywide，the potential savings could reach$7.1 million per year，they reposed in the Journal of Occupational and Environmental Medicine．

　　Of the whole group of workers，about 30 percent were of normal weight，45 percent were overweight(超重的)，and 25 percent were obese．Annual healthcare costs averaged$2，200 for normal weight，$2,400 for the overweight，and$2,700 for obese employees．

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