2 Find Additional Income
Second, you need to find an additional source of income or a new job. This may mean that you take on an additional part-time job. You may be able to pick up extra hours at work. You may decide to sell some things to help pay off some debt. The second job or additional income may only be necessary until you are able to meet all of your needs on your original source of income. This can help you to be motivated to work harder and to pick up extra hours, so that you can quit sooner. For example, if you need the extra money to cover debt from a medical emergency, you can deal with the problem, and then quit your job. A second job is not a long-term solution to your problem. You should also ask for a raise at your current job. This may be enough so that you can stay there for a few more years. More
3 Find a Long Term Solution
Third, you need to look for a long term solution. This may mean that you need to receive further education or certification for your line of work or it may mean that you need an entire career change. If you have not attended college, you may consider doing this as it really does increase your earning power. As you consider these options, be sure that you choose something that you could enjoy doing that is practical as well. You want to be able to benefit from the extra education in a practical sense as well. If you are in this position because you are in a entry level position, and do not make as much as you thought you would, you need to create plan that will help you get by until you get a raise. If you find that you make decent money, but still struggle, you may need to get more serious about budgeting. You may make enough that once you pay off your debt, you will be fine. More
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