Credit headaches are only one financial problem the survey revealed. While about 40 percent of respondents said credit scores are currently a source of marital strife, about a quarter cited budgeting and 20 percent blamed debt repayment. One in three newlyweds said their spouse's spending habits are different than what they expected.

令人头疼的信用评分其实只是该项调查反映的问题之一。40%的受访者表示现在信用评分常常是他们夫妻吵架的导火索，约25%的受访者因家庭预算问题争吵不休，另有20%的受访者因偿还债务而怨念重重。三分之一的新婚夫妇表示，配偶的消费习惯与他们预先的期待完全不一样。

When you are worried about your spouse or fiance's finances, it can be emotionally challenging to broach the topic. But there are ways to get your partner to open up without seeming too critical. Meeting with a financial planner or other professional can help by adding an unbiased third party to the equation, said Carbrey.

当你为配偶或未婚夫 "That can be a good moment to find out about assets and liabilities, and whether they have too much debt," she said.

卡布雷说：“这是摸清另一半的资产和负债情况，并探明其是否身负巨额债务的最好时机。

Other occasions, such as renting an apartment together, can give you the opportunity to find out your partner's credit score, Carbrey said.

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