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The study conducted by a credit card company earlier this year shows that in Taiwan, people under the age of 30 are most willing to set aside money for their savings. The same study also finds that single consumers are more willing to save money than their married counterparts.
MasterCard International conducted its latest survey by analysing consumers’tendency to save. The company interviewed 10,920 people working in 24 different markets. The study found that 63 percent of people below the age of 30 had plans to increase their savings rate —the highest of all age groups. Furthermore, single consumers (53 percent) trumped1 those who were married (28 percent) in their tendency to save, a trend consistent with findings in the Asia region.
Single, young adults may be more willing to plan ahead for future spending, according to the MasterCard study, especially when it comes to the high costs of "investments"and "overseas travel", two of the three most popular things that survey participants listed as reasons to save.
The high numbers representing the tendency to save may also convey Taiwan consumers’lack of security and trust in the area’s economic future, according to the study. A reason listed by consumers for their saving habits is one of caution about an unpredictable situation. A reported 96 percent of consumers in India are said to have precautionary2 savings, while 76 percent of Taiwan consumers have similar plans.
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