However，if used wisely，a credit card can cost nothing，or at least help to tide_you_over_a_period_of financial difficulty.

　　1．The hotheaded are people who______.

　　A．spend more money than they have

　　B．spend less money than other people

　　C．save money

　　D．make money

　　2．The disadvantage of credit cards is______.

　　A．to enable you to buy things without carrying large amount of cash

　　B．to encourage people to spend more money

　　C．to be always useful in emergencies

　　D．to help people tide over a period of financial difficulty

　　3．Deciding on a particular credit，you do not have to consider______.

　　A．the amount of credit granted

　　B．the number and range of outlets

　　C．the possibility of loss of money

　　D．the department stores where you are going to use your credit cards

　　4．The underlined words in the last paragraph probably means“______”．

　　A．floating with the tide of

　　B．going through a difficult period of

　　C．rising and falling with the tide of

　　D．attempting to go against the tide of

　　B

　　From good reading we can get pleasure，companionship，experience，and instruction.A good book may absorb our attention so completely that for the time being we forget our surroundings and even our identity.Reading good books is one of the greatest pleasures in life.It increases our contentment when we are cheerful，and lessens our troubles when we are sad.Whatever may be our main purpose in reading，our contact with good books should never fail to give us enjoyment and satisfaction.

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