D. High school leavers with no practical skills can’t find a job absolutely

　　4. What’s the main idea of the text?

　　A. Arguments about recent US education reform．

　　B. Tips on finding jobs for high school leavers．

　　C. The lack of career—based courses in US high schools．

　　D. Advice for American high school leavers．

　　5. The underlined word “daunting” in Paragraph 6 most probably means___________.

　　A. discouraging

　　B. interesting

　　C. creative

　　D. unbearable

　　B

　　Do you think it is ever a good idea for a teenager to have a credit card?

　　My kids watch closely as I swipe the card through the register. They’ve seen me do it hundreds, thousands of times. Cool. They are itching to swipe it through the machine themselves. When we walk out of the store with our groceries or pet food, or whatever, it’s almost as though money has not changed hands, painless, easy.

　　So it shouldn’t be shocking to discover that teenagers are becoming card carrying consumers in their own right. The question is, should they?

　　While some argue it’s best to teach kids how to use a credit card while still living under the family roof, not everyone agrees.

　　Dave Ramsey, financial expert says getting a credit card for your teenager is actually, “an excellent way to teach him or her to be financially irresponsible. ”

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