The survey，published by the Bank of America，studied the rich with $3 million or more in assets.It found that “surprisingly few of those surveyed have well-developed plans to preserve and pass on their assets to their children”．

　　The majority of the 457 people surveyed are self-made，first-generation rich.Fifty-two percent of parents have chosen not to tell their children just how wealthy they are，and 15 percent have given away nothing about the family wealth.One in three parents said they had never thought to do it.

　　They are worried that their children would become lazy，spend money freely，make bad decisions and even become a target for gold diggers.

　　Only 34 percent strongly agreed that their children would be able to handle any inheritance (遗产) they plan to leave them.

　　“There is an expectation about the wealthy parents that they have a responsibility to pass down their fortune to the next generation，” said Sallie Krawcheck，president of the Global Wealth and Investment Management of the Bank of America.“Our research，however，uncovered changing views of what one generation owes the next.”

　　The trend is led by the world’s richest man Bill Gates，who promised in 2008 that he would leave his $58 billion fortune to the charity started by him and his wife，the Bill and Malinda Gates Foundation (基金会)，and not to his children.

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