I am constantly shocked at how little talented people earn.I heard the other day that less than 5 percent of Americans earn more than $100,000 a year.A business consultant who specializes in the medical，trade told me how many doctors and dentists struggled financially.It was this business consultant who gave me the phrase，“They are one skill away from great wealth.”

　　There is an old saying that goes，“Job means ‘just over broke (破产)’．” And unfortunately，I would say that the saying applies to millions of people.Because school does not think financial intelligence is intelligence，and most workers “live_within_their_means”．They work and they pay the bills.Instead I recommend young people to seek work for what they will learn，more than what they will earn.

　　When I ask the class I teach，“How many of you can cook a better hamhurger than McDonald’s？” almost all the students raise their hands.I then ask，“So if most of you can cook a better hamburger，how come McDonald’s makes more money than you？” The answer is obvious：McDonald’s is excellent at business systems.The reason why so many talented people are poor is that they focus on making a better hamburger but know little or nothing about business systems.The world is filled with talented poor people.They focus on perfecting their skills at making a better hamburger rather than the skills of selling and delivering the hamburger.

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