阅读理解精选17

　　Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.

　　Recently, two major US student loan lenders—Citibank and JPMorgan Chase — announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit(存款额),they are reluctant to offer students low-interest loans(贷款) that need a several-year wait for any return of interest.

　　In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government-funded loans. In the 2005—2006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.

　　Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants(助学金)．Their biggest concern is a sudden steep increase in student rent.

　　Most young professionals now rent houses, since 80 percent of UK mortgage schemes(住房抵押贷款计划) have disappeared — a direct result of the credit crisis. This has boosted the house rent market.

　　In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $103.

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