1．A.had

　　B．attendedwall

　　B．churchlm

　　5．A.damage

　　B．story

　　C．fact

　　D．truth

　　6．A.work

　　B．believe

　　C．listen

　　D．understand

　　7．A.carefully

　　B．attentively

　　C．finally

　　D．especially

　　8．A.join

　　B．write

　　C．bring

　　D．leave

　　9．A.amuse

　　B．comfort

　　C．please

　　D．help

　　10．A.cried

　　B．accepted

　　C．refused

　　D．continued

　　11．A.puzzled

　　B．delighted

　　C．determined

　　D．disappointed

　　12．A.sad

　　B．shockedusband

　　D．family阅读理解y for them over months or even years. But some people get deep into debt. Some banks have terms and charges that can make it even harder for people to pay off that debt. In the United States, there are calls for stronger government supervision of the credit card industry. They_offer_economic_power_at_a_price. In 2004, Americans had about $800 billion in credit card debt. Now they own about $968 billion.

　　Critics say banks made it too easy to get credit cards. But that may be changing. The crisis in the housing and credit markets is beginning to affect the credit card industry. More payments are late. Charges for late payments are a growing source of profit for banks. But late payments can also signal bad debts.

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