17．Which of the following is NOT mentioned in the text?

　　A．Banks are making it harder for people to get credit cards.

　　B．Some people's credit limits have been reduced.

　　C．It is more difficult to borrow money from some banks.

　　D．Banks are receiving more charges from late payments.

　　18．Which of the following can be a case of abusive policies?

　　A．Banks make credit cards look more attractive.

　　B．Banks ignore the danger of bad debts.

　　C．Banks raise interest rates with no good reason.

　　D．Banks put off monthly payment dates.

　　19．What can we know from the text?

　　A．Banks actually prefer to see more late payments.

　　B．People should be more careful when applying for a credit card.

　　C．The US government provides better protection for cardholders.

　　D．The majority of Americans don't think much of credit cards.

　　20．What is the main idea of the last paragraph?

　　A．Credit cards are still very well received in America.

　　B．Credit cards don't live up to some people's expectations.

　　C．Many people don't believe in credit card companies.

　　D．The results of a survey about credit cards in America.

　　B

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