11. Which of the following is NOT TRUE about the installment plan?

　　A. A lot of British families use the installment plan.

　　B. More than 10 percent of American families buy things on installments.

　　C. Americans depend more on installment than British people do.

　　D. Americans spend one tenth of their income on installment buying.

　　12. Goods bought on installments are more expensive than goods bought by cash because _____.

　　A. the buyer has to pay extra money as interest

　　B. the delivery of the goods charges extra money

　　C. the buyer has to pay a down payment

　　D. the service offered by installment plan charged extra money

　　13. What will happen to a buyer if he fails to make the full payment for an item bought on installments?

　　A. He might lose his job.

　　B. He will stop owning the item he has bought.

　　C. He will have to sell what he has bought.

　　D. He will go into debt.

　　14. The advantage of installment buying might include all the following EXCEPT that _____.

　　A. purchasing power is strengthened.

　　B. employment might be increased

　　C. people develop a good habit of saving money

　　D. young couples are able to furnish their homes

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