Alas, both CommBank and the New South Wales police said that they will use ATM records and cameras to track down those who took advantage of the error. As Detective Superintendent Col Dyson of the New South Wales police department warned, “People should realise that they don’t have the right to take that money and are committing a criminal offence if they keep it.”
What about overpayments?
What about when you key in a £20 withdrawal and you get two £20 notes, not two £10 notes?
In English law (covering England and Wales), you have the right to keep money paid to you in error “under mistake of fact”, but only if you honestly believe that the money is yours.
However, if you requested £20, got £40 and £40 was allowed to be lent to you, then the cash is yours to keep, as neither you nor the bank has suffered any loss.
1. The words “hole in the wall” refer to _______.
A. a real hole in the wall
B. another ATM
C. the mouth of a neighbour
D. a common machine
2. We learn from the passage that the writer _______.
A. saw a huge queue on his way to a party and joined them
B. people queued up to withdraw money because the other ATMs were broken
C. had to use the unoccupied ATM to get some cash because he was in a hurry
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