◆The cricket—fun first

　　The cricket wants to enjoy everything now and doesn’t think too much about the future.They even borrow money when they really want something.Many young people now belong to this group.These people have little savings.When they get old，they might have problems.They should learn to save and buy insurance.

　　◆The snail—lives under pressure

　　The snail refers to people who make life difficult for themselves.They take big long－term loans from the bank in order to buy things such as luxury houses.They are happy to take big loans even though they are not sure whether they can afford it.This can cause problems in the future.They should plan more carefully.

　　【解题导语】　这是一篇社会生活类短文。在成长的过程中，我们逐渐形成了一套自己的价值观或者人生理念。你的价值观会影响到你的花钱方式，在理财方面你属于哪一类呢？

　　1．People with the character of the snail would like to __________.

　　A．enjoy life at the moment without thinking much about the future

　　B．put work before everything else

　　C．live a luxury life at all costs

　　D．take the risk of investing a large sum of money

　　解析：选C。细节理解题。根据不同的理财理念，专家把人们分为三大类：蚂蚁型、蟋蟀型和蜗牛型。根据最后一段对蜗牛型的人的描述“They take big long－term loans from the bank in order to buy things such as luxury houses”可知，蜗牛型的人为了买豪华住房，宁愿选择巨额的长期贷款。故C项正确。

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