In a number of countries, people have been saving less over the years. The Organization for Economic Cooperation and Development is a group of thirty-four countries. The OECD says in 1990, Americans had a household savings rate of seven percent. This year, that rate is expected to be a little more than four percent and many European countries have higher rates like the UK and France , but Americans save more than families in countries like Japan and South Korea.

　　1．Which of the following proverbs can be filled in the blank in Paragraph 2?

　　A．Health is wealth.

　　B．Money is a good servant but a bad master

　　C．Put money away for a rainy day.

　　D．Money doesn’t grow on trees.

　　2．If you have $10,000, which of the following may help you get higher interest ?

　　A．Choose certificates of deposit for one year.

　　B．Put the money in banks for one year.

　　C．Put the money in credit unions for one year.

　　D．Choose certificates of deposit for one year but withdraw the money ahead of time.

　　3．What does the passage mainly talk about ?

　　A．Different choices of putting money away in the US.

　　B．The importance of saving money.

　　C．How to put money into banks.

　　D．The household savings rate in the US.

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