against 38%of both Melbourne and regional New South Wales mums and dads.

　　The FSC research, which interviewed 1200 parents across the country, also shows 66% of Sydneysiders believe the happiness of their children would be greatly affected if they or their partner couldn't work.

　　The FSC undertook the survey as part of its Lifewise campaign, to encourage Australians to protect themselves against financial hardship.

　　Chairman of the Lifewise campaign John Crosswell said：“The research findings quite clearly highlight that Sydney parents prioritise (优先考虑)their ability to earn money and yet because they are so busy doing so, it seems that their ability to spend time with their family is affected .Sydney parents are dedicated to earning money but as a consequence, perhaps they don't have the time to enjoy spending it with their family.”

　　In sydney, the top factor for creating an ideal childhood is financial security, at 92%.Fewer parents rate having a tight­knit family(89%)or living near friends and family (85%)as important.

　　David and Ari Dearnley, of North Manly, said money pressure was hard to avoid in Sydney.

　　They both work and said family finances would be severely hard if one of them couldn't But only Mrs Dearnly has income­protection insurance. “I think that I don't really need it yet”，Mr Dearnly, 37, said.

　　“I think he's mad”，Mrs Dearnly, also 27, said，“If David couldn't work, it would have a huge impact on our lifestyle.”

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