If you have a job at high school, you __8__ have fun with some of the money. But you should also save some __9__ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, __10__ lose the interest you could have earned by saving it.

　　After high school, college is __11__， with expenses such as food and rent. If you can __12__ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will always have to __13__.

　　Later in life it can be hard to start saving__14__ general cost of living is more expensive and you may only haveenough to pay your __15__. If you want to buy a house and have a family, you

　　need money to start with, which __16__ saving.

　　Many say money cannot make you happy, and this is true. But money can help you to lead a __17__ life.

　　Saving early will mean you will have to work for fewer years when you are older. It will also __18__ you to spend time doing the things that you want to do.

　　__19__， it will mean you can live the way you want to without __20__.

　　（）1.A.needs

　　B．likes

　　C．arranges

　　D．Expects

　　（）2.A.knowledge

　　B．experience

　　C．form

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