D．difficult

　　解析：猜测词义题。根据第二段中“Banks use personal identification numbers，safety deposit boxes，insurance and other measures to help keep money safe.”可知。难度适中。

　　答案：A

　　2．From the underlined sentence in Paragraph 5 we learn that ________.

　　A．it is getting harder and harder to keep money safe nowadays

　　B．she warned seniors to take precautions to protect their money

　　C．it is necessary to educate and warn each other of financial crimes

　　D．the fact that someone was stealing her money frightened her

　　解析：理解句意题。根据上一句的意思可知，她被诈骗了，所以她很害怕。难度中。

　　答案：D

　　3．According to the passage，the best way to protect your money is to ________.

　　A．bank onlineB．protect your privacy

　　C．use piggy banksD．contact your bank constantly

　　解析：细节理解题。根据文章倒数第二段中“To fight identity theft，privacy rights advocates educate consumers on how to protect their privacy.”可知。本题易。

　　答案：B

　　4．According to the passage，what are seniors doing to protect against scams?

　　A．Taking their money with them every day.

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