In the USA, children, especially teenagers, are often big spenders. In 2017, for example, American teenagers spent $175 billion. This is __3__ average of $104 per week per teenager. Few teenagers have any savings. They typically spend money as fast as they can. Nearly all will continue their __4__(spend) habits when they grow up.

　　It's necessary that children learn proper money management __5__ they are still young. The bankers show students how to budget and make smart __6__(decide) about money. They explain how to balance their expenses against their income. They help the students understand their family's shopping and household expenses as well. Of course，students __7__(teach) how to invest and save money too.

　　As Benjamin Franklin said, “A penny saved is a penny earned.” Moreover, money __8__(save) at interest can increase greatly in value over time. Children, __9__ adults, need to understand the value of saving money. This is __10__ Teach Children to Save Day is all about.

　　1．______　2.______　3.______　4.______　5.______

　　6．______　7.______　8.______　9.______　10.______

　　语篇解读：本文为记叙文。在美国有7400名银行家重返校园，给十几岁的孩子们讲解如何处置自己的钱。

　　1．Since　考查从属连词。根据后面句子谓语动词的时态(现在完成时)，可推知本空答案为since。

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