__3__ Keeping these costs down will lower debt. But students should certainly be aware of the terms of any loan they sign up for. Most institutions offer counseling (咨询) and will provide students with options for financing.

　　Knowledge is a great help and the more one knows about a long­term loan, the better. __4__ With the aid offered by the student loan, most can finish their education better.

　　The student loan is not the only way to pay for education these days. A growing number of students are paying tuition with part­time

　　employment.

　　The additional earnings can be used for everything from tuition to groceries.

　　Bills will add up but any income will certainly help to ease the burden.__5__

　　A．The budget is the bottom line.

　　B．Student debt grows faster than the student enrollment.

　　C．So choosing a school that fits a budget is important.

　　D．Experience gained from part­time work may also be valuable in future job searches.

　　E．Some debt may be unavoidable but fortunately, in the long run the investment pays off.

　　F．Avoiding student debt is believed to be more challenging than making the grade.

　　G．Most student debt comes directly from the loans taken to pay for tuition and living expenses.

　　大学生的数量在不断增长，学费也在随之增长。大学生如何处理学费、贷款、兼职、消费等经济问题呢？本文将就此展开讨论。

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