Encourage early IRA(个人退休金账户)saving. The new Roth IRA is a great way for children who are working in summers or after school to begin saving for their future. Imagine how much money you'd have today if you had saved $3,000 a year since you were a teenager!

　　Let your kids handle their own money. We all learn by doing, so letting your kids manage a segment of their budget(预算)will let them earn valuable financial lessons.They may make mistakes, but they will be small mistakes that may help them avoid larger mistakes as adults.

　　40．Which would be the best title for this passage?

　　A．Why to Teach Your Children to Save

　　B．How to Teach Your Children to Save

　　C．Tips for Saving for Children

　　D．Start Good Saving Habits Early

　　41．A matching program means ________.

　　A．that you should set a good example to your children

　　B．that you should provide enough money for children so that they can save some

　　C．that you encourage your children to compete with each other in saving

　　D．that you encourage your children by giving some extra money for them to save

　　42．According to the author, you should teach your children about investment when he/she is ________.

　　A．in the kindergarten

　　B．in primary school

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