D. He’s too busy to sail in a boat, too.

　　44. The writer’s attitude towards the bank clerk might be that of　.

　　A. toleranceB. satisfaction

　　C. sympathy

　　D. gratitude

　　45. What does the text try to tell us?

　　A. To be patient with your customers.

　　B. Helping others is helping yourself.

　　C. To be thankful to those who help you.

　　D. It is our duty to do things for others.

　　(B)

　　It’s a goal for millions of families every year—keep the Christmas spending within a certain amount, but can still afford the gifts that your loved ones will enjoy. Never has this concern been greater in recent years than right now. Even so, there are several things that you can do to help.

　　Hit the sales.

　　No one wants to get up at four o’clock in the morning and fight to get the best deal on Black Friday, and it’s surely very tough to pick up the courage and get out there in the cold for a good deal, but sometimes it can be well worth. Many retailers(零售商)offer specials all through the day and some even offer online Black Friday specials, so you may still be able to get a great deal on Black Friday.

　　Pay close attention to advertisements.

　　Once the Christmas shopping season is coming, retailers hungry for business will do just about whatever to get you in the store. Pay very close attention to weekly advertisements of sales among the major retailers and you may be lucky enough to find different prices for the same thing in different shops.

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