Teach your child about stocks(股票). A child in elementary school can start learning about how businesses work. Once your child understands the basics, ask him or her to think about some of the businesses that might be good stock investments. Then use Morningstar Mutual Fund Guide(available at your library)to find a quality mutual fund that holds some of these companies, or a mutual fund that caters to children such as the Stein Roe Young Investor Fund. Many funds accept regular monthly investments as low as $50 a month, so these funds can be a good way to teach children about the stock market while saving for their college education.

　　Encourage early IRA(个人退休金账户)saving. The new Roth IRA is a great way for children who are working in summers or after school to begin saving for their future. Imagine how much money you'd have today if you had saved $3,000 a year since you were a teenager!

　　Let your kids handle their own money. We all learn by doing, so letting your kids manage a segment of their budget(预算)will let them earn valuable financial lessons.They may make mistakes, but they will be small mistakes that may help them avoid larger mistakes as adults.

　　60. Which would be the best title for this passage?

　　A. Why to Teach Your Children to Save

　　B. How to Teach Your Children to Save

　　C. Tips for Saving for Children

　　D. Start Good Saving Habits Early

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