That even the better-off must work longer to have a comfortable retirement. But the changing nature of work also plays a big role. Pay has risen sharply for the highly educated, and those people continue to reap rich rewards into old age because these days the educated elderly are more productive than the preceding generation. Technological change may well reinforce that shift: the skills that complement computers, from management knowhow to creativity. Do not necessarily decline with age.

　　46．what is happening in the workforce in rich countries?

　　A. younger people are replacing the elderly

　　B. well-educated people tend to work longer

　　C. unemployment rates are rising year after year

　　D. people with no college degree do not easily find work

　　47．what has helped deepen the divide between the well-off and poor?

　　A. Longer life expectancies

　　B. Profound changes in the workforce

　　C. rapid technological advance.

　　D. A growing number of well-graduated.

　　48．what do many observers predict in view of the experience of the 20th century?

　　A. Economic growth will slow down.

　　B. Government budgets will increase.

　　C. More people will try to pursue higher education

　　D. There will be more competition in the job market.

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