The other big NFC issue, apart from how payments will be processed, is security. For instance, what’s to stop a thief from digitally pickpocketing you? “We’re still not at the point where an attacker can just brush against you in a crowd and steal all the money out of your phone,” says Jimmy Shah, a mobile-security researcher. “Users may also be able to set transaction limits, perhaps requiring a password to be entered for larger purchases.”

　　Still uneasy about this digital-wallet business? Keep in mind that if you lose your smart phone, it can be located on a map and remotely disabled. Plus, your phone can be password protected. Your wallet isn’t.

　　1. What is predicted to happen in the U. S. ?

　　A. The expansion of cellphone companies.

　　B. The boom of pay-by-phone business.

　　C. The disappearance of credit cards.

　　D. The increase of Starbucks sales.

　　2. The NFC technology can be used to　.　

　　A. ensure the safety of shoppers

　　B. collect transaction fees easily

　　C. make purchase faster and simpler

　　D. improve the quality of cellphones

　　3. Three cellphone service providers form a joint venture to　.　

　　A. strengthen their relationship

　　B. get a share in the payments industry

　　C. sell more cellphones

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