While credit cards offer the easiest access to money，they make it easy to live outside your means.Less than a fifth of students surveyed paid off their balance every month，and carrying a balance brings finance charges，sometimes at a very high interest rates.

　　SallieMae found that almost 40 percent of students chose their first credit card based on direct mail，which is probably why students get credit card offers in the mail.But when the credit card offers flow in，be sure that you read the fine print.Offers of low or no interest rates can disappear，leaving you a debt that climbs beyond your ability to pay it off.

　　6．What does the first paragraph imply?

　　A．Most of the senior students are shocked to see how much they owed.

　　B．Students can only take out loans from credit cards.

　　C．Most of students’ loans come from credit cards.

　　D．Credit cards have a bad effect on college students.

　　7．The underlined part “come in handy” in the third paragraph probably means“________”．

　　A．bring trouble B．make mistakes

　　C．be important

　　D．be useful

　　8．According to SallieMae，what is the possible reason why students get so many credit card offers in the mail?

　　A．Many students’ first credit card is based on direct mail.

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