My decision to live at home was not one of absolute necessity.As a physician assistant,I make a good salary and would be able to live on my own comfortably if I needed to do so.By the time I finished graduate school,I had had a $150,000 debt from both undergraduate and graduate education.With several of these loans earning a 7.9% interest rate,my father calculated that my loans were increasing by $15 a day in interest alone.At this rate,it would take me 30 years to pay off my student loans,with much of the payment going straight to interest.At last,I decided to live with my parents.

　　Beyond the endless supply of home-cooked meals,the best thing about moving back home is that I am not alone.Several of my physician assistant friends are in the same boat as I am—we are all highly educated,white-collar employees who live at home.Our co-workers in the medical field think it is a great idea because many of them are facing the same piles of debt.They often say if they could do it all again,they would do the same thing.

　　There’s a stigma(耻辱) that comes along with this arrangement.Some people might assume that we are too lazy to find a job.I don’t think my neighbors understand it,as they continually ask me when I am going to graduate and if I am old enough to look after their children.My mom just tells them that I’m successful,well-educated and that I save lives.

　　I love living at home.Now I’ve paid off $68,000 of my student loans.Our new relationship is symbiotic(共生的).My parents benefit from having an extra set of hands around the house to help with housework and a constant source to explain all pop-culture references.

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