解析:选B 细节理解题。根据第一段第二句可知,该网站认为,父母给孩子办理信用卡有助于孩子养成良好的消费习惯。故选B项。
13.The author considers a credit card as a teaching tool because ________.
A.it motivates teens to ask their parents for less financial support
B.it helps teenagers to know some basic knowledge of credit cards
C.it contains detailed financial information on the cardsurface
D.it offers parents the chance to teach kids to managemoney
解析:选D 细节理解题。根据第三段第一句可知,作者认为信用卡是一种教育工具,是因为孩子使用信用卡给了父母一个教孩子如何管理钱财的机会。故选D项。
14.What is the purpose of adding kids as credit card authorized users?
A.To avoid extremely high overdraft fees.
B.To encourage them to share household expenses.
C.To teach them to be responsible credit card users.
D.To help them pay close attention to their bank account.
解析:选C 细节理解题。根据倒数第三段中“... adding a child as an authorized user ... require their participation in payment.”和倒数第二段中“if they're not able to handle the responsibility”可知,把孩子添加为信用卡授权用户,可以使孩子为自己的消费买单,这有助于孩子成为有责任心的信用卡用户。故选C项。
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