a new kind of insurance for

　　11 . The new insurance would offer protection against the loss of crops

　　12

　　storms.

　　In 1795, Benjamin Franklin helped start

　　13

　　new insurance company in America. This company,

　　14

　　offered life insurance, collected some money

　　15

　　from many different men.

　　16

　　a man died, his family was given a large sum of money. Today, this company is

　　17

　　in business.

　　Over the years, people have

　　18

　　from many new kinds of insurance when they have suffered from

　　19

　　accidents as car and plane crashes.

　　20 , almost everyone has some kind of insurance.

　　1. A. way

　　B. firm C.consideration D. means

　　2. A.. from B. against C. with D. beyond

　　3. A. small B. huge C. much D. little

　　4. A.many B. little C. few D. a few

　　5. A. stole B.collected C. lent D. brought

　　6. A. built B. found C. formed D.organized

　　7. A.destroyed B. hurt C. harmed D. wounded

　　8. A. farther B. further C. wider D. longer

　　9. A. risen B. rised C. grew D. turned

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