M: Fine. What about the blue car? It is our latest model.
W: But I'd like an economical one.
M: OK. This white one?
W: It looks good. What price do you set?
M: Only $50,000.
W: Let me think about it. Can I have a test drive?
M: Sure. This way, please.
(Text 7)
M: What kind of insurance do you generally provide?
W: We offer various kinds of insurance, such as All Risks, WPA, FPA and TLO, etc.
M: I have some boxes of teapots to be shipped to Hoog Kong. Shall I take out TLO?
W: If you insure against TLO, the insurance company will pay for total loss only, but not for partial loss. I think this is too risky.
M: Sounds reasonable. Then what do you suggest?
W: I think All Risks will be suitable. The insurance company pays for total or partial loss on land or sea of the insured goods within the period of coverage.
M: What about FPA? I think the cost of FPA is a little bit lower.
W: Yes, it's true. But the FPA coverage is smaller than All Risks. It does not cover partial loss of a particular average.
M: OK. I'll take your advice and take out All Risks.
W: Now please fill out the application form.
(Text 8)
W: Good morning. May I help you?
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