These categories are: people aged 60 and older in urban and rural areas who receive subsistence allowances; urban residents who have no income, cannot work and have nobody legally obliged to support them; and older people who have no children.

Li Hongbing, deputy director of the bureau, said the insurance policy could help reduce the number of cases in which elderly people claim compensation from people they falsely accuse of injuring them.

Recently, a 74-year-old woman in Sichuan province demanded compensation from the families of three children, claiming that the children had knocked her over. The local police concluded that the woman had fallen down on her own and that the children had merely helped her to her feet.

The woman's demands for compensation were ruled illegal and she was given a seven-day administrative detention, while her son was given a 10-day detention and ordered to pay a 500 yuan fine.

Li said such cases occur because the social security system does not provide sufficiently for the needs of the elderly.

Because of the high risks involved, there are few commercial insurance programs tailored to those aged 65 and above, he said, adding that the new system will help raise awareness of the risk of injury that elderly people face every day.

Questions:

1. What benefit was announced for Beijing’s senior citizens?

2. Who will be covered?

3. What claims can they make?

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