Wherever there is a large family, the more money that is put to one side and saved, the better. Economy is necessary to themoderately(适度地)rich, as well as to the comparatively poor man. Without economy, a man cannot be generous. He cannot take part in thecharitable(慷慨的,仁慈的)work of the world.
If he spends all that he earns, he can help nobody. He cannot properly educate his children, nor put them in the way of starting fairly in the business of life. Thousands of witnesses daily testify, that men even of the most moderate intelligence, can practice the virtue with success.
Men of all classes are, as yet, too little influenced by these considerations. They are apt to live beyond their incomes. To save money foravaricious(贪婪的)purposes is altogether different from saving it for economical purposes. The saving may be accomplished in the same manner-by wasting nothing, and saving everything. But here the comparison ends. The miser’s only pleasure is in saving. The prudent economist spends what he can afford for comfort and enjoyment, and saves a surplus for some future time. The avaricious person makes gold his idol, whereas thethrifty(节约的)person regards it as a useful instrument, and as a means of promoting his own happiness and the happiness of those who are dependent upon him. Themiser(守财奴,吝啬鬼)is never satisfied. Heamasses(积聚,积累)wealth that he can never consume, but leaves it to be squandered by others, probably byspendthrifts(挥霍无度的人); whereas the economist aims at securing a fair share of the world’s wealth and comfort, without any thought of amassing a fortune.
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