明天的钱——电子货币作为货币形态演变的最新形式,是一种在网上电子信用上发展起来的,以商用电子机具和各类交易卡为媒介,以电子计算机技术和现代通信技术为手段,以电子脉冲进行资金传输和存贮的信用货币。通过网上银行进行的金融电子信息交换,电子货币与纸币等其它货币形式相比,因为具有保存成本低,流通费用低,标准化成本低,使用成本低等优势,所以将进一步降低人类的交易费用,这对人类的交易行为产生重大影响。
Tomorrow's money electronic currency, as the latest form of currency form evolution, is a kind of credit currency developed on the Internet electronic credit, with commercial electronic machines and tools and all kinds of transaction cards as the medium, with electronic computer technology and modern communication technology as the means, with electronic pulse for capital transmission and storage. Compared with other monetary forms such as paper money, e-money has the advantages of low cost of preservation, low cost of circulation, low cost of standardization and low cost of use, so it will further reduce human transaction costs, which has a significant impact on human transaction behavior.
当然,电子货币作为一种占主导地位的支付手段的前提条件是网上商业活动成为社会的主流商业模式,这个前提条件尚不充分具备时,电子货币只能作为一种辅助性的支付手段起作用。但是这个条件在IP网络革命的推动下正日益成熟,电子货币完全取代纸币的崭新的货币时代即将来临,任何人在任何时间任何地点都能交易将会实现,人类的交易活动也将揭开新的篇章,而钱的明天,也将会更加美好。
【钱,昨天——今天——明天】相关文章:
★ 初二英语作文:My Experiece in the Morning Fog
★ 初三英语作文:一张全家福A Family Picture
★ 早起重要性The Important of Early Rising